March 2022

3 Tips for Preventing a Home Burglary
No matter how secure your insurance policy is, a home burglary is something we all hope we never have to go through. Even the idea of strangers rummaging through priceless possessions is enough to send a shiver down the spine. Here are a few tips you can use to prevent a break-in.

Hide your trash
Especially after birthdays or the holidays, don't leave your expensive boxes, bags or even receipts out in plain sight. That's basically an advertisement for would-be opportunists to pinpoint your home as a place with items of value. Keep your trash in a secure place until pickup day.

Get steel exterior doors
While wooden doors are much more charming, steel doors are much harder to kick in, especially if the owner isn't in. Add deadbolts, too, for extra security. The perfect investment for peace of mind.

Don't post on social media when on vacation
Sometimes we forget that our social media isn't just visible to our friends or family. Some burglars are trained to scour the web for homeowners on trips who may have just left all their stuff completely unguarded. Set your profile to private or limit the amount you post. You never know who could be watching.
Even with all the precautions, you can’t always stop the worst from happening. Make sure your contents insurance policy is up to date and covers a break-in. If you’re not sure, call or email us. We are always here to help.
Quick Quiz
Each month I'll give you a new question.

Just click the button below and submit your answer.

First 10 responders will be entered into drawing for 3 Starbuck's gift cards.

Dr. Maurice Levy invented the first automatic postal sorter in 1957. How many letters could it handle per hour?

Last month's winners were:
Brenda Mendoza
Emalee Mann
Amy Lopez
Good Words for Our Staff
"I had just purchased a new home & moved my renter in when two days later an unknown person ran into a power pole & surged my heater, thermostat & garage door opener. It happened to many other homeowners, as well. We were all confused as to where to start in getting help. I went to talk to you in person & much to my surprise, you came through for me. It was amazing service! Yes, I would surely refer others to you!"

Kathleen B.

"Ryan is always professional, courteous, and responsive. He goes out of his way to make sure our insurance needs are met. Would recommend him to anyone looking for an insurance agent."

Ty K.

Have You Done Your Home Insurance Annual Checkup?
It’s spring, which means it's time for your annual checkup. We're talking homeowners insurance checkups, something to be completed once a year that could leave your policy healthier and you much happier. Homeowners insurance is a necessity. It protects your home and its contents from more than just a potential accident but a liability as well. Checkups are essential, as they assess whether your policy is working for you and that your premium isn't costing more than it should. So how do you do one?

Make sure you know what coverage you have
Replacement cost is the most common form of contents insurance, which covers what it would take to rebuild and restore should something happen to your home. You can also extend this to give your replacement cost an added boost, most likely up to 100% extra, based on your losses. This covers unexpected expenses or a rise in cost for replacement.

Make sure you know what coverage you need
Once you're clear on what policy you have, you need to figure out what you'd require. If your house value has increased and it would cost you more to rebuild it, you need to factor this into your policy. Don't scrimp on your insurance.

Lowering your premiums
The higher your deductible, the amount you pay before coverage kicks in, the lower your premium. Insurance claims are for big problems, not minor inconveniences. Most homeowners will be able to fix a broken window, for example. A high deductible sounds tempting, but if you're a first-time buyer without a stable income, it's not worth it. Start low and build.

If the idea of a checkup is making your head spin, call or email us. We can review your policies and help determine what is best for you and your circumstances.
Egg Muffin Cups
Yields 6

5 eggs
salt and pepper to taste
Mix and match fillings:

1 head broccoli, cut into small florets
chopped spinach
finely diced onion
finely diced bell pepper
diced tomato
cheddar cheese
parmesan cheese

Preheat oven to 350°F. Grease muffin tin.

In a measuring cup, beat eggs until smooth. Set aside.
In a muffin tin, arrange the desired combination of fillings into each muffin cup. Season each with salt and pepper.
Pour eggs into each muffin cup until liquid almost reaches the top.

Bake for about 20 minutes, until set.

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