4142 South Demaree Street
Supporting Local Mom-and-Pop Businesses
If you are searching for the perfect gift, handmade jewelry, or a bouquet of flowers, small businesses will most likely have your back! Small businesses are a huge driver of local economies. They also create jobs, build communities, increase tourism and increase access to diverse products. Here are a few ways to show mom-and-pop shops your support.
Give them a shout out on social. Share positive experiences of your local small business, as well as their website, on your social media. You can also use their business hashtag to boost engagement on platforms like Instagram and Twitter.
Shop small. Warehouse stores and online retailers like Amazon may offer a wide selection of products and fast shipping, but small businesses offer unique items that are generally higher quality. Your money will also be going directly towards better working conditions for employees.
Tip generously. Giving a little extra when it comes to tipping can directly help small businesses’ staff and encourage them to work hard. This works especially well at local eateries.
Buy their merch. Buying clothing with a small business’s logo not only generates income but gives them some free advertising to boot!
Become a member and stick it out. Keeping your membership active can help, especially during slow months or times of upheaval, like a pandemic or financial crash, for instance.
Stock up. Buying items that you may not need right now but will definitely use later can help small businesses get through tough times. Gift cards help in a similar way and give you the opportunity to turn friends and family into customers too!
The Ins and Outs of Boat Insurance
Welcome aboard! The summer season is here; it’s time to take a fresh look at your boat insurance policy. While your standard homeowners policy may cover some things related to your boat, it isn’t sufficient to keep you covered during your summer adventures. Without watercraft insurance, you could be on the hook for costly repairs and damages to your boat and passengers.
It’s important to protect yourself both in and out of the water. Here are the basics of boat insurance.
Property coverage. Once your boat is out of the water, insurance coverage can change should something happen. Property coverage manages any physical damage that happens to your boat and equipment, radar systems and sporting equipment like water skis. This also involves transport of your vehicle. One example is if an automobile collides with your trailer on the way to your festivities.
Personal liability. This coverage is useful in the case that there's any bodily injury or damage to another's property. Additionally, medical payments coverage takes care of medical expenses incurred from any accident involving your covered boat.
Uninsured boaters. This insurance is also important, as it helps to cover expenses should you be involved in an accident with an under- or uninsured boater in the busy summer season.
Exemptions. Losses and damages involving racing or stunts, failure to properly maintain your boat or damage that occurs from improper storage or animals like birds and rodents are typically not covered under a standard policy.
Questions to ask. It’s important to discuss all the aspects of your policy with us, including how your boat will be valued should a claim occur, how repairs and claims are managed, how your policy deals with salvage coverage and towing reimbursement, and much more.
We can guide you through these questions and determine what’s best for you. From land to open water, we can also help you save on your premiums by bundling your boat policy with your homeowners insurance.
Thank You for your Referrals!
We succeed when people like you refer us to your friends, neighbors and loved ones. It’s the best kind of feedback we can receive. So thanks for continuing to pass this newsletter on to people you care about.