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Keep in mind that you can’t buy insurance after you have an accident. Carefully considering the position you may be in, if you should ever be in an accident, is important.
Even with a typical homeowners insurance policy, there’s a great risk you may not be able to replace your beautiful home if disaster strikes. Why? Your home’s market value is probably higher than what your current policy will cover.
High value home insurance closes the gap between regular home insurance replacement cost and your home’s actual value, allowing you to rebuild what you’ve lost.
The more your house is worth, the greater the difference will be between what your current policy may pay and what your precious home will cost to replace.
You’ll be surprised how affordable it is to cover your whole house with a Visalia high value home policy.
You may feel satisfied that your homeowner’s policy will protect you in case of a disaster but have you read the actual amount you will be compensated? Typically, the coverage is capped in two ways you may not realize: a maximum per-square-foot value and an overall maximum.
Visalia High value home insurance is available to most every homeowner that is concerned about covered replacement values. Typically, homes that are worth upwards of $400,000 should consider this insurance.
Here are two reasons to act now: