Bakersfield Auto Insurance

<b>Great Car Insurance in Bakersfield</b>

Great Car Insurance in Bakersfield

When you’re looking for car insurance in Bakersfield, it’s tempting to go for the cheapest coverage you can find.

But this poses two big questions:

  • How do you know you’ve actually found the cheapest Bakersfield auto insurance?
  • What’s missing in your coverage that you won’t find out about until it’s too late?

Fortunately, we have an answer to both questions.

As an independent agent, Central Valley works with all the leading insurers for Bakersfield, which means we know, absolutely, who has the best value rates. So, you don’t need to shop around.

Rates change often, sometimes from week to week, but we have our finger on the Bakersfield auto insurance pulse, so you won’t get caught out.

And second, the cheapest insurance often turns out to be the wrong insurance. The money you might save at the start could be dwarfed by the massive cost of a claim you’re not covered for.

But at Central Valley Insurance, we lay out all your options, explain what works within your budget and then track down the best car coverage in Bakersfield to meet your needs.

The Central Valley Bakersfield Auto Insurance Program

Car insurance is a legal requirement. If you don’t have it, you’ll be breaking the law and could end up in serious trouble.

But the law only calls for a very low level of coverage, which usually finds its way into cheap policies. Mostly, you get what you pay for. You could  end up under-insured and financially “underwater”!

You need intelligent, honest guidance on what’s right for you, which is why at Central Valley Insurance, we customize your Bakersfield auto coverage.

We don’t charge for this service. We simply want you to know the risks for the various levels of insurance and options that are available and how to make it work for you.

Your Bakersfield Car Insurance Options

Insurance protects you and your assets in case of loss, injury or damage, either caused by you, or by someone else. Auto insurance usually consists of the following protections:

  • Liability- in case you are found at fault. This is the coverage that’s required by law and includes protection for victims and legal costs, up to the policy’s limits.
  • Collision- protection for your own car if it’s damaged in a crash. It’s optional but if you don’t have it, the policy won’t pay to repair or replace your car.
  • Comprehensive- if your car is damaged by anything other than collision, like a fallen tree or vandalism. It also protects you against theft. Again, this coverage is optional.

In practice, most Bakersfield car owners go for the complete package. But whether you do or not depends on your budget, the value of your car and several other considerations. We can advise you on this.

But there’s more. Your Bakersfield car insurance can also include:

  • Medical payments for an injury to yourself or a passenger.
  • Emergency road service if you’re stranded in your vehicle.
  • Uninsured motorist protection -- because even though the law says auto insurance is mandatory, that doesn’t mean that everyone will have it.

Why Central Valley Is Your Best Bakersfield Car Insurance Solution

We don’t boast about cheap insurance. We prefer to say we secure best-value for the coverage you actually need. We can answer your questions and explain your level of protection. That way, you won’t suffer any nasty shocks if you have to claim.

Furthermore, we know every single discount that’s available to Bakersfield drivers and often can help you reduce your premiums. In many cases, you can also pay by monthly or quarterly installments.

Plus, of course, we’re local -- based right here in the Central Valley so we know all the relevant insurance rules and regulations. And we offer outstanding, friendly customer service, and strong support if you need to make a claim.

Act Now

You’ve got nothing to lose and everything to gain. Just click on the quote request button now and let Central Valley Insurance get working for you in Bakersfield and beyond.