4142 South Demaree Street,
Keep in mind that you can’t buy insurance after you have an accident. Carefully considering the position you may be in, if you should ever be in an accident, is important.
You’re required by law to carry auto insurance. So you may not think it makes a difference if you get it from a talking lizard, a comic spokesperson, or a locally owned insurance provider like Central Sequoia Insurance.
If all insurance is alike, what difference does it make where you get your coverage—just shop around for the best price, right?
At Central Sequoia Insurance we’ve seen our share of accidents. But out of all the claims we see on a daily basis, few are as frequent, or as potentially life changing, as accidents involving an automobile.
You may think you want the cheapest insurance you can find, but realize you may not be getting everything you think you’re bargaining for.
Because while most insurance products are similar in price and overall function, insurance providers are very different when it comes to structuring a policy that actually covers you.
(For example: making sure you have maximum medical coverage in case you hurt someone else; or making sure you’re not overpaying for duplicate medical coverage you already have; or whether you want access to a rental car while your car is in the shop.)
We’re your neighbors. We protect people we know and care about, and that means we always look for ways to protect you better, including carefully choosing the insurance companies we represent to be both affordable and responsive.
Keep in mind that you can’t buy insurance after you have an accident. Therefore, you should think carefully about the position you want to be in if you should ever be in an accident.
This means you should try to think of your auto insurance as a shield.
Then imagine someone else driving their car right into that shield.
Will it hold?
Our main job is to make sure your shield can withstand as much damage as possible for the most reasonable cost. That means you won’t have to pay out of pocket for repairs or expenses, but it also means making sure your assets and income are protected in case you’re at fault and there’s a lawsuit.
That means, we’ll show you all of your protection options, recommend the right limits and make sure you receive every discount you’re entitled to (such as cars with daytime running lights; better yet, bundling other types of insurance with the same carrier).
And that’s just one reason you should consider talking to a real person at our local office, instead of a telephone salesperson working for a cartoon reptile.
Insurance protects you and your assets in case of loss, injury or damage; either caused by you, or by someone else. Auto insurance usually consists of the following protections:
Insurance coverage that helps to cover the financial responsibility if you or a family member are at fault in an automobile accident that results in bodily injury or property damage.
Actual cash value coverage that helps to repair or replace your vehicle if it’s damaged in a collision, regardless of who is at fault.
Coverage that helps to repair or replace your vehicle if it’s damaged in an accident (other than a collision) or is stolen. Examples of comprehensive coverage include fire, vandalism and falling objects.
Coverage that helps to pay for medical expenses for you or your passengers if injured in an automobile accident.
Insurance coverage for basic tasks such as towing, unlocking your car, etc. that can get you back out on the road if you are stranded.
Uninsured Motorist Protection - helps you to pay for your injuries or damages to your vehicle caused by a driver that does not have insurance coverage.
Protection in the event that you are involved in an automobile accident with someone that does not have sufficient insurance of their own.
We’re your neighbors. We protect people we know and care about in Visalia, and that means we always look for ways to protect you better, including carefully choosing the insurance companies we represent to be both affordable and responsive.
Click on the quote request button now and let the professionals at Central Sequoia Insurance help you forge the strongest shield possible to help you protect the things you care about most.
You may think you want the cheapest insurance you can find, but realize you may not be getting everything you bargained for …
… While most insurance products are similar in price and function, insurance providers are very different when it comes to structuring a policy that actually covers you.